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<p class="text2 mt40">-邦盈宝介绍</p>
<p class="text2 mt40">1、什么是"邦盈宝"？</p>
<p class="text2 mt40">邦盈宝是邦付宝与华安基金管理有限公司联合打造的一款余额增值服务，把钱转入邦盈宝实际是购买了一款由华安基金提供的名为【汇财通】的货币基金，投资人可从中获得远超活期的收益。</p>
<p class="text2 mt40">使用邦盈宝有两大好处：1、现金管理：支持9张银行卡及邦付宝账户进行充值，申请快速取现，取现资金实时到账。2、基金理财：买卖无费用，具有安全性高、流动性好和收益稳定的优点。</p>
<p class="text2 mt40">2、什么是货币基金?</p>
<p class="text2 mt40">货币基金主要投资具有良好流动性的金融工具，收益天天计算，每日都有利息收入，是收益比较稳健的投资品种。货币基金进出便利，不收取任何交易手续费，能为投资者提供暂时的流动性储备。</p>
<p class="text2 mt40">3、"邦盈宝"有风险吗?</p>
<p class="text2 mt40">邦盈宝完全不投资股票等权益类产品，因此其风险水平很低。根据华安旗下同类产品过往已公布的收益情况看，尚未出现过负收益。</p>
<p class="text2 mt40">4、"邦盈宝"收益水平如何?</p>
<p class="text2 mt40">邦盈宝对应货币基金汇财通自2014年7月17日成立以来，截至9月24日真实收益回报约为同期活期收益回报13倍，堪比定存。（数据来源：根据"汇财通"真实收益计算。过往收益不代表未来表现，投资需谨慎）</p>
<p class="text2 mt40">5、哪些银行卡能充值"邦盈宝"?</p>
<p class="text2 mt40">充值邦盈宝业务，您需先开通快捷绑卡，持有民生银行、农业银行、建设银行、中国银行、兴业银行、工商银行、光大银行、浦发银行、平安银行等大、中、小型商业银行银行卡均可免费开户。</p>
<p class="text2 mt40">-邦盈宝收益</p>
<p class="text2 mt40">1、"邦盈宝"的收益如何计算？</p>
<p class="text2 mt40">邦盈宝收益日期的划分是以工作日"下午三点"为界限的。下午三点前计为这个工作日，下午三点后就计为下个工作日。以下所有的规则，都遵循这个法则。</p>
<p class="text2 mt40">您转入邦盈宝的资金在第二个工作日由基金公司进行份额确认，对已确认的份额会开始计算收益，收益计入您的邦盈宝资金内，请在份额确认后的第二天10点后查看收益。邦盈宝账户天天分配收益，节假日也一样有收益。</p>
<p class="text2 mt40">账户收益=当天账户余额（万元）*当日万份收益</p>
<p class="text2 mt40">使用邦盈宝消费或转出的那部分资金，不再享受当天收益分配。</p>
<p class="text2 mt40">2、"邦盈宝"收益转入时间？</p>
<p class="text2 mt40">按下表查看您转入的时间，对照邦盈宝账户收益的显示时间：</p>
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<p class="text2 mt40">您转入邦盈宝的资金在第二个工作日由基金公司进行份额确认，对已确认的份额会开始计算收益，收益计入邦盈宝您的资金内，请在份额确认后的第二天9点后查看收益。</p>
<p class="text2 mt40">注：15:00后转入的资金会顺延1个工作日确认。双休日及国家法定假期，基金公司不进行份额确认。例：周四15:00后转入的资金，基金公司下周一完成份额确认。</p>
<p class="text2 mt40">具体投资回报情况，建议您可以咨询华安基金公司：40088-50099，进行详细咨询。</p>
<p class="text2 mt40">-邦盈宝转入转出</p>
<p class="text2 mt40">1、"邦盈宝"业务受理有时间限制吗？</p>
<p class="text2 mt40">投资人全年365天、7*24小时均可使用"邦盈宝"转入业务。在邦盈宝工作时间段内，可使用实时到账转出业务。</p>
<p class="text2 mt40">2、实时到账取现，资金是立刻到账的吗？</p>
<p class="text2 mt40">是的。选择实时到账，在邦盈宝业务受理时间内，取现资金可于2小时之内划入持有人银行卡活期账户。</p>
<p class="text2 mt40">3、取现额度有上限吗？</p>
<p class="text2 mt40">取现实时到账情况下，支持每户每天累计15万、单笔取现5万元。</p>
<p class="text2 mt40">4、"邦盈宝"取现实时到账会影响我的收益吗？</p>
<p class="text2 mt40">投资人依然享受快速取现前一个工作日及之前持有时间段内的所有收益。投资人将损失取现当天的邦盈宝收益。</p>
<p class="text2 mt40">5、"邦盈宝"账户资金安全吗？</p>
<p class="text2 mt40">已由安邦保险承保，安全可靠，请您放心使用！</p>





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